Alternative Student Loans for College Financial Aid


Welcome to the guide of private student loans of college lenders offering alternative financing for college as private loans, in addition to federal and private loan consolidation. We index what we feel are the best student loan companies who provide excellent customer service for fast student loans - at competitive interest rates for their fast private college loans. Consider:

Chase Private Student Loans

College Loans from $1,000 to $40,000 per academic year for education expenses not covered by Federal loans.
Defer payment until after you graduate from college.

As you determine the best way to finance your college education, you should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not enough to cover the full cost of education.

Alternative student loans | Basic Information and tutorial

Our free guide makes the process of finding a private school loan quick, fast, secure and responsible. Private student loans fill a gap between a student's total college expenses and their awarded financial aid, aka your Financial Aid Award Letter, from filing out the FAFSA; Free Application for Federal Student Aid. Many students and parents take out an alternative student loan to pay for most all college expenses. Tuition loans don't cover every day college expenses like: off campus housing, a new computer, school supplies, student car loans, transportation, student travel loans and other personal school related expenses; while Personal private loans cover these college expenses.

Private Student Loan Consolidation

Student Loans Consolidation HQ is a refinancing service allowing you to consolidate federal and private college loans in to a new potential fixed low interest rate. Details for this are located on our consolidation page.

Fixed Interest rate Loan and Loan Repayment Info

Repayment is deferred until graduation with Astrive Student Loans for example, and also the private Chase Student Loans, as long as you maintain half time enrollment status in college. Private student loan lenders do vary so please obtain loan interest rates and terms and conditions directly with your desired loan lenders. Students often have the option to repay while still in school, depending on the school loan company. Borrowers are required to start repayment after graduation, usually 6 months after. Loan deferments are available after graduation only for Federal student loan programs. The number of federal college loan deferments is limited to four.

How do I apply for a private college loan?

Apply online by clicking on your desired lender, reviewing the loan rates, terms and conditions then filling out one of their secured loan applications. Applying online is the quickest way for you to receive money for college fast. Funding is sent direct to the student, not the college or university. Students can also apply over the phone by calling the number provided next to your desired private student loans lender.

Bank Loan: More College Funding

School loans companies are being considered for addition to our college student loan guide of private lenders. Banks and Student Finance Lenders please contact us below to appear on this site.

Student loans for living expenses

A Student Loan for living expenses cover the expenses a student will incur in college. No credit student loans are known as Stafford. We list direct quick fast student loans from only trusted, private lenders and established college loan companies as well as credit unions and local bank contacts by state.

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