Graduate Plus Loans: What are They, and How to Get Them

Federal Loans

There is a lot of confusion among most students when it comes to graduate plus loans. Among this confusion is who the loans come from, and who can qualify for them. However, the hardest to determine can be when you actually need to get them....

Parent Plus Loans Explained

Federal Loans

Parent plus loans are a great way for you to assist your children in getting through college. An education can equate to a mountain of student debt, and if you want to help your children bear that burden, a parent plus loan is a great way to do it....

Downfalls of Federal Student Loan Consolidation

Federal Loans

There are two main types of college loan consolidation: federal and private. There are reasons to use both, but there are many downfalls to federal student loan consolidation. You need to learn the facts before rushing into anything....

Having Trouble Paying Back Student Loans? Try a Loan Forgiveness Program

Federal Loans

Student loan debt can pile up quickly and before you know, you’re way over your head in student loan debt that you can’t afford to repay. It’s especially hard in a tough economy to make on-time payments, but there are federal loan forgiveness programs out there that allow you to “pay back” your student loans without using money....

Best Way to Handle a Defaulted Student Loan

Federal Loans

In a down economy it’s sometimes tough to make student loan payments and in extreme cases this can lead to a defaulted student loan. Needless to say, defaulted student loans are not good for your credit report or for your peace of mind – you probably don’t need more debtors calling you 10 times a day looking for more money....

Federal Student Loan Consolidation Eligibility Requirements

Federal Loans

Applying for a federal student loan consolidation is not an overly difficult process, but you must first ensure that you’re eligible to do so....

New Loan Forgiveness Program for Law School Students

Federal Loans

Have you ever thought about going back to school to get your law degree? Well now is the perfect time thanks to two colleges that have introduced brand new loan forgiveness programs to law students....

Start of a New Year–Once Again it’s FAFSA Time

Federal Loans

If you are a college student or will be one in 2019, now is the time to begin thinking about completing your FAFSA, or your Free Application for Federal Student Aid....

How to Consolidate Student Loans

Federal Loans

The process of consolidating student loans is a relatively simple process, but it does take some time and effort on your part in order to get the best possible consolidation loan. I’ll walk you through the basic steps you need to take in order to consolidate student loans quickly and painlessly....

Federal Stafford Loans

Cash in on a great offer! Get one of the most affordable loans available. Federal Stafford Loans are government-secured student loans available to undergraduate and graduate students at rock-bottom rates. There’s no collateral or credit check required, and payments are deferred until you graduate.

  • Low 6.8% fixed interest rate
  • No application fees
  • No collateral or credit checks
  • No payments while you’re in school
  • Eligible for federal loan consolidation
  • Tax deductions and flexible repayment options available
  • No prepayment penalties

Federally guaranteed student loans for students in almost any financial situation

Awarded both with and without consideration of financial need, Stafford student loans give undergraduate and graduate students a self-help financing option that’s available to you regardless of how much money you or your parents make.

Stafford loans are given to students in their own names without a credit check, so you don’t need to worry about finding a co-signer to get money for college or graduate school.

Get the money you need for school.

More about Federal Stafford Loans

A Stafford student loan is one of the most affordable ways to pay for school. Stafford loan rates are lower than other forms of consumer financing, and repayment is postponed until you leave school or drop below half-time enrollment.

  • Low, fixed interest rate of just 6.8%
  • No collateral or credit check required
  • No co-signers required
  • Repayment deferred while you’re in school
  • Eligible for federal loan consolidation
  • Tax deductions and flexible repayment options available