Terms of Use


Terms of Use 

This site ("Site") is owned and operated by . Please feel free to browse this Site; however, your access to, and use of, this Site is subject to the following terms and conditions ("Terms and Conditions") and all applicable laws. By accessing and browsing this Site, you indicate your acknowledgement and acceptance of these terms and conditions.

Copyright/Trademark

The trademarks, logos and service marks ("Marks") displayed on the Site are the property of or other persons and cannot be used without the written permission of or the person that owns the Marks. All content on the Site is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works of or using any content on the Site for commercial or public purposes.

No Warranties

All information on the Site is provided to you "as is" without warranty of any kind either expressed or implied including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose, and express or implied warranties of title, non-infringement, security and accuracy. does not endorse and is not responsible for the accuracy or reliability of any opinion, advice or statement made through the Site by any party other than . Other than as required under applicable consumer protection law, under no circumstance will be liable for any damages of any kind arising from the use of this Site. It is the responsibility of the user to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Site. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

Limitation Of Liability

specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Site (even if has been advised of the possibility of such damages), including liability associated with any viruses which may infect a user's computer equipment.

Confidentiality Of User Communications

Except as required or permitted by law, will maintain the confidentiality of all user communications that contain personal user information and are transmitted directly to . Your use of the Site is subject to the Privacy Policy, which is part of these Terms and Conditions.

Linked Internet Sites

is not responsible for the content available on any other Internet sites linked to the Site. Access to any other Internet sites linked to the Site is at the user's own risk.

Changes To Terms And Conditions

reserves the right to revise these Terms and Conditions at any time and users of the Site are deemed to be apprised of and bound by any changes to these Terms and Conditions.

Find the Money: The Real Story on How Aid Packages Are Calculated

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You've worked up a list of colleges that look promising, from academics to size to location to vibes. Logically, the next step would be to use price to help narrow the field-but how? Going by the figures for total costs shown in catalogs and on Web sites-last year they averaged $24,946 for private colleges and $11,338 for public...

Guide to Deferment and Forbearance

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Sometimes life can put a dent in your budget, making it harder to pay your everyday living expenses and monthly bills. When faced with the loss of a job, going back to school or sudden unexpected expenses like medical bills or car-repair costs, even the most responsible borrowers can find themselves struggling to make their student loan payments....

Financial Aid: A Key Part of College

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Paying for college is an issue for every family. Many do not have the resources to pay the costs of a college education without unreasonable sacrifices. They must look for student financial aid to provide access and choice to college. With a basic knowledge about how the system works, financial obstacles should never prohibit you from fulfilling...

Myths and Realities About Paying for College

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Myth: College tuition costs more than $20,000 a year. Reality : Of the 3,600 colleges and universities in America, 81 charged $20,000 or more for tuition and fees in 1997-98. When on-campus room and board charges are added, about 300 institutions cost $20,000 or more before student aid is deducted....

Now's the Time to Start Working on College Aid

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Happy New Year. If you've got a kid who's a senior in high school and planning to start college this fall, you'd better get busy. OK, go ahead and finish your coffee first. But right after that -- or at least as soon as possible within the next few weeks -- it's time to apply for financial aid....